The Provident Bank of New Jersey USA Jobs Careers 2023 – Apply For Share Senior Universal Banker Jobs In Jersey City, NJ

This individual will provide high-level service to clients while greeting customers, performing customer needs assessment (profiling), opening accounts, cross selling, tele-consulting, developing relationships, and servicing accounts and acting as lobby manager. Researches and resolves account issues or customer inquiries. Promotes organizational products and services by referring current or prospective customers to other departments within the organization.  Responsibilities include processing teller transactions, including check cashing, withdrawals, deposits, and loan payments.

This position will focus on managing a book-of-business that is comprised of high value customers with the management objectives being retention and relationship development.  Serves as a relationship manager to actively refer and coordinate specialist support from lending, investment, and trust specialists.  This individual should require minimal supervision and provide flexibility of coverage for the Branch by providing platform sales and service.

This position may be eligible to obtain Life and Health Licensing.

MAJOR JOB RESPONSIBILITIES –

The Senior Universal Banker’s duties and responsibilities listed below are categorized into general 3 areas – Sales, Service and Operations.

Sales:

• Meet customer sales referrals and cross-selling goals; knows the features and benefits of all products and services to satisfy the needs of the customers
• Promotes bank products, refer or resolve customer inquiries concerning accounts or other banking services
• Actively refers clients for commercial business to branch manager
• Exceed client expectations through active engagement, commitment and dedication to servicing and building customer relationships
• Advance the Bank’s Corporate Sales Program through the consultative profiling of clients to develop new relationships and build upon existing ones and is responsible for managing and growing a book-of-business.

Service:

• Direct clients and identify opportunities through lobby management.  Assist clients with branch technology and provide referrals to other lines of business
• Helps maintain cost efficiency to achieve goals of the branch; assures quality of customer service and adherence to sales and brand standards
• Supplements general platform sales and service responsibilities as required
• Exhibit and execute on customer service protocols

Operations:

• Limit, approval, and discretionary authorities consistent with that of Branch Management
• Ensures operational and financial safety and soundness
• Leverages Lobby management as a tool for managing risk
• Establishes customer identity according to established guidelines and adheres to all other compliance procedures
• Assist Branch Management with Branch operations as needed

• Opening, closing, and supervising the servicing of the branch in the absence of Branch Management
• Assisting other Universal Bankers with more complex transactions including transactions that may require supervisor overrides
• Performs teller duties including but not limited to:  check cashing, withdrawals, deposits and loan payments